Analysis of the Influence of the Number of Customers and The Gold Price on the Distribution of Class B Credit at PT. Pegadaian Tegal Branch
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Abstract
The purpose of this study are: 1) to know whether there is influence of the number of customers to the loan disbursement of class B in PT Pegadaian Branch Tegal 2014-2017 2) to know whether there is influence of gold price to the distribution of class B loan at PT Pegadaian Branch Tegal 2014- 2017 3) to determine whether there is influence of the number of customers and the price of gold on the distribution of credit class B in PT Pegadaian Branch Tegal 2014-2017
The hypothesis of this research are: 1) there is influence of the number of customers to the distribution of class B loan at PT Pegadaian Tegal branch in 2014-2017. 2) There is influence of gold price to the distribution of class B credit at PT Pegadaian Tegal branch year 2014-2017. 3) There is the influence of the number of customers and the price of gold on the distribution of Class B loans at PT Pegadaian Tegal branch in 2014-2017.
This research method uses quantitative descriptive research, while the data analysis method using the classical assumption test, simple linear regression analysis, multiple linear regression analysis and test coefficient of determination The results obtained as follows: 1) There is a positive and significant influence between the number of customers against the distribution of credit class B with a significant value of 0.000 <0.05. 2) There is a positive and significant influence between the price of gold on the distribution of credit class B with a significant value of 0.000 <0.05. 3) There is a positive and significant influence between the number of customers and the price of gold on the distribution of credit class B with a significant value of 0.000 <0.05. The magnitude of the coefficient of determination of 80.5% and the remaining 19.5% explained by other factors that can not be explained in this study such as income, capital lease, inflation etc.
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